Oklahoma IRS collection standards for 2026
Published monthly limits by household size, effective 2026-06-29.
Introduction
This reference covers 77 county-level areas in Oklahoma using the verified 2026 IRS collection financial standards. Find your county or county equivalent, then use the column for your household size. The last housing column is for five or more people. These figures support a collection financial analysis; they do not show how much an individual household must pay the IRS.
Housing and utilities are one combined category. For the normal local-standard treatment, compare actual eligible spending with the applicable limit. Documented necessary costs can require individual consideration. Food, clothing and related national allowances and age-based healthcare amounts are listed on the standards hub. IRS collection-standard rules
Housing table introduction
The table below shows all verified county-level rows for Oklahoma. Amounts are monthly. County count means distinct source rows, including county equivalents where applicable; do not substitute a guessed political-county count. Missing or unverified values display “Not verified” and block affected calculations.
| County / equivalent | 1 person | 2 people | 3 people | 4 people | 5 or more |
|---|---|---|---|---|---|
| Adair County STD-04 | $1,250 | $1,468 | $1,547 | $1,725 | $1,753 |
| Alfalfa County STD-04 | $1,304 | $1,532 | $1,614 | $1,800 | $1,829 |
| Atoka County STD-04 | $1,489 | $1,749 | $1,843 | $2,055 | $2,088 |
| Beaver County STD-04 | $1,556 | $1,828 | $1,926 | $2,147 | $2,182 |
| Beckham County STD-04 | $1,390 | $1,632 | $1,720 | $1,918 | $1,949 |
| Blaine County STD-04 | $1,383 | $1,625 | $1,712 | $1,909 | $1,940 |
| Bryan County STD-04 | $1,487 | $1,746 | $1,840 | $2,052 | $2,085 |
| Caddo County STD-04 | $1,332 | $1,565 | $1,649 | $1,839 | $1,868 |
| Canadian County STD-04 | $1,820 | $2,137 | $2,252 | $2,511 | $2,552 |
| Carter County STD-04 | $1,576 | $1,851 | $1,950 | $2,174 | $2,209 |
| Cherokee County STD-04 | $1,422 | $1,670 | $1,760 | $1,962 | $1,994 |
| Choctaw County STD-04 | $1,345 | $1,579 | $1,664 | $1,855 | $1,885 |
| Cimarron County STD-04 | $1,458 | $1,712 | $1,804 | $2,011 | $2,044 |
| Cleveland County STD-04 | $1,770 | $2,079 | $2,191 | $2,443 | $2,482 |
| Coal County STD-04 | $1,276 | $1,498 | $1,579 | $1,761 | $1,789 |
| Comanche County STD-04 | $1,537 | $1,805 | $1,902 | $2,121 | $2,155 |
| Cotton County STD-04 | $1,366 | $1,605 | $1,691 | $1,885 | $1,916 |
| Craig County STD-04 | $1,374 | $1,614 | $1,701 | $1,897 | $1,927 |
| Creek County STD-04 | $1,552 | $1,823 | $1,921 | $2,142 | $2,176 |
| Custer County STD-04 | $1,660 | $1,950 | $2,055 | $2,291 | $2,328 |
| Delaware County STD-04 | $1,429 | $1,678 | $1,768 | $1,971 | $2,003 |
| Dewey County STD-04 | $1,403 | $1,648 | $1,737 | $1,937 | $1,968 |
| Ellis County STD-04 | $1,389 | $1,631 | $1,719 | $1,917 | $1,948 |
| Garfield County STD-04 | $1,525 | $1,791 | $1,887 | $2,104 | $2,138 |
| Garvin County STD-04 | $1,450 | $1,703 | $1,794 | $2,000 | $2,033 |
| Grady County STD-04 | $1,652 | $1,941 | $2,045 | $2,280 | $2,317 |
| Grant County STD-04 | $1,357 | $1,594 | $1,680 | $1,873 | $1,903 |
| Greer County STD-04 | $1,417 | $1,665 | $1,754 | $1,956 | $1,987 |
| Harmon County STD-04 | $1,287 | $1,512 | $1,593 | $1,776 | $1,805 |
| Harper County STD-04 | $1,424 | $1,672 | $1,762 | $1,965 | $1,996 |
| Haskell County STD-04 | $1,328 | $1,559 | $1,643 | $1,832 | $1,862 |
| Hughes County STD-04 | $1,319 | $1,549 | $1,632 | $1,820 | $1,849 |
| Jackson County STD-04 | $1,622 | $1,905 | $2,007 | $2,238 | $2,274 |
| Jefferson County STD-04 | $1,231 | $1,445 | $1,523 | $1,698 | $1,726 |
| Johnston County STD-04 | $1,324 | $1,555 | $1,639 | $1,827 | $1,857 |
| Kay County STD-04 | $1,409 | $1,655 | $1,744 | $1,945 | $1,976 |
| Kingfisher County STD-04 | $1,603 | $1,883 | $1,984 | $2,212 | $2,248 |
| Kiowa County STD-04 | $1,318 | $1,548 | $1,631 | $1,819 | $1,848 |
| Latimer County STD-04 | $1,252 | $1,470 | $1,549 | $1,727 | $1,755 |
| Le Flore County STD-04 | $1,314 | $1,543 | $1,626 | $1,813 | $1,842 |
| Lincoln County STD-04 | $1,470 | $1,726 | $1,819 | $2,028 | $2,061 |
| Logan County STD-04 | $1,840 | $2,161 | $2,277 | $2,539 | $2,580 |
| Love County STD-04 | $1,450 | $1,703 | $1,794 | $2,000 | $2,033 |
| McClain County STD-04 | $1,874 | $2,201 | $2,319 | $2,586 | $2,627 |
| McCurtain County STD-04 | $1,361 | $1,599 | $1,685 | $1,879 | $1,909 |
| McIntosh County STD-04 | $1,392 | $1,635 | $1,723 | $1,921 | $1,952 |
| Major County STD-04 | $1,530 | $1,796 | $1,893 | $2,111 | $2,145 |
| Marshall County STD-04 | $1,466 | $1,721 | $1,814 | $2,023 | $2,055 |
| Mayes County STD-04 | $1,509 | $1,773 | $1,868 | $2,083 | $2,116 |
| Murray County STD-04 | $1,478 | $1,736 | $1,829 | $2,039 | $2,072 |
| Muskogee County STD-04 | $1,421 | $1,669 | $1,759 | $1,961 | $1,993 |
| Noble County STD-04 | $1,442 | $1,694 | $1,785 | $1,990 | $2,022 |
| Nowata County STD-04 | $1,389 | $1,631 | $1,719 | $1,917 | $1,948 |
| Okfuskee County STD-04 | $1,292 | $1,517 | $1,599 | $1,783 | $1,812 |
| Oklahoma County STD-04 | $1,769 | $2,077 | $2,189 | $2,441 | $2,480 |
| Okmulgee County STD-04 | $1,382 | $1,623 | $1,710 | $1,907 | $1,937 |
| Osage County STD-04 | $1,581 | $1,857 | $1,957 | $2,182 | $2,217 |
| Ottawa County STD-04 | $1,311 | $1,540 | $1,623 | $1,810 | $1,839 |
| Pawnee County STD-04 | $1,486 | $1,745 | $1,839 | $2,050 | $2,084 |
| Payne County STD-04 | $1,792 | $2,105 | $2,218 | $2,473 | $2,513 |
| Pittsburg County STD-04 | $1,407 | $1,652 | $1,741 | $1,941 | $1,973 |
| Pontotoc County STD-04 | $1,491 | $1,751 | $1,845 | $2,057 | $2,090 |
| Pottawatomie County STD-04 | $1,466 | $1,721 | $1,814 | $2,023 | $2,055 |
| Pushmataha County STD-04 | $1,294 | $1,520 | $1,602 | $1,786 | $1,815 |
| Roger Mills County STD-04 | $1,388 | $1,630 | $1,718 | $1,916 | $1,946 |
| Rogers County STD-04 | $1,701 | $1,998 | $2,105 | $2,347 | $2,385 |
| Seminole County STD-04 | $1,307 | $1,535 | $1,618 | $1,804 | $1,833 |
| Sequoyah County STD-04 | $1,324 | $1,555 | $1,639 | $1,827 | $1,857 |
| Stephens County STD-04 | $1,458 | $1,713 | $1,805 | $2,013 | $2,045 |
| Texas County STD-04 | $1,567 | $1,840 | $1,939 | $2,162 | $2,197 |
| Tillman County STD-04 | $1,294 | $1,519 | $1,601 | $1,785 | $1,814 |
| Tulsa County STD-04 | $1,744 | $2,049 | $2,159 | $2,407 | $2,446 |
| Wagoner County STD-04 | $1,675 | $1,967 | $2,073 | $2,311 | $2,349 |
| Washington County STD-04 | $1,542 | $1,812 | $1,909 | $2,129 | $2,163 |
| Washita County STD-04 | $1,348 | $1,583 | $1,668 | $1,860 | $1,890 |
| Woods County STD-04 | $1,441 | $1,693 | $1,784 | $1,989 | $2,021 |
| Woodward County STD-04 | $1,540 | $1,809 | $1,906 | $2,125 | $2,159 |
Transportation introduction
The table below lists the region or metropolitan operating standards that apply within Oklahoma. Some counties use a metropolitan amount instead of the wider regional amount. Use the documented county-to-area mapping. Ownership payments and operating costs are separate categories; a paid-off vehicle does not receive a loan-payment allowance. IRS transportation guidance
| Region / metropolitan area | 1 vehicle | 2 vehicles | Rule and source | Coverage |
|---|---|---|---|---|
| South region | $291 | $582 | STD-06 · Local transportation standards | County coverageAdair County; Alfalfa County; Atoka County; Beaver County; Beckham County; Blaine County; Bryan County; Caddo County; Canadian County; Carter County; Cherokee County; Choctaw County; Cimarron County; Cleveland County; Coal County; Comanche County; Cotton County; Craig County; Creek County; Custer County; Delaware County; Dewey County; Ellis County; Garfield County; Garvin County; Grady County; Grant County; Greer County; Harmon County; Harper County; Haskell County; Hughes County; Jackson County; Jefferson County; Johnston County; Kay County; Kingfisher County; Kiowa County; Latimer County; Le Flore County; Lincoln County; Logan County; Love County; McClain County; McCurtain County; McIntosh County; Major County; Marshall County; Mayes County; Murray County; Muskogee County; Noble County; Nowata County; Okfuskee County; Oklahoma County; Okmulgee County; Osage County; Ottawa County; Pawnee County; Payne County; Pittsburg County; Pontotoc County; Pottawatomie County; Pushmataha County; Roger Mills County; Rogers County; Seminole County; Sequoyah County; Stephens County; Texas County; Tillman County; Tulsa County; Wagoner County; Washington County; Washita County; Woods County; Woodward County |
Open the OIC worksheet with Oklahoma selected
DIY and when to get help
You can use this reference and the linked IRS tables without hiring anyone. Seek help if your household shares expenses with someone who does not owe the tax, your necessary costs exceed a normal limit, or the correct county or metropolitan area is unclear.
Questions you may have
Is there one housing allowance for all of Oklahoma?
No. Housing and utilities figures vary by county-level area and household-size band. Confirm the row for where you live and use the current effective period. Official state table
Do I automatically get the full housing amount?
Ordinarily the local-standard rule compares actual eligible expenses with the limit. Documented exceptions require IRS consideration. The table alone does not establish the amount allowed in your case. IRS rules
Can I use this page to calculate an offer?
It provides only part of the information. An offer illustration also needs income, other expenses, asset treatments and the application conditions. Use the OIC worksheet and read its limits.