Missouri IRS collection standards for 2026
Published monthly limits by household size, effective 2026-06-29.
Introduction
This reference covers 115 county-level areas in Missouri using the verified 2026 IRS collection financial standards. Find your county or county equivalent, then use the column for your household size. The last housing column is for five or more people. These figures support a collection financial analysis; they do not show how much an individual household must pay the IRS.
Housing and utilities are one combined category. For the normal local-standard treatment, compare actual eligible spending with the applicable limit. Documented necessary costs can require individual consideration. Food, clothing and related national allowances and age-based healthcare amounts are listed on the standards hub. IRS collection-standard rules
Housing table introduction
The table below shows all verified county-level rows for Missouri. Amounts are monthly. County count means distinct source rows, including county equivalents where applicable; do not substitute a guessed political-county count. Missing or unverified values display “Not verified” and block affected calculations.
| County / equivalent | 1 person | 2 people | 3 people | 4 people | 5 or more |
|---|---|---|---|---|---|
| Adair County STD-04 | $1,328 | $1,559 | $1,643 | $1,832 | $1,862 |
| Andrew County STD-04 | $1,543 | $1,813 | $1,910 | $2,130 | $2,164 |
| Atchison County STD-04 | $1,298 | $1,525 | $1,607 | $1,792 | $1,821 |
| Audrain County STD-04 | $1,213 | $1,424 | $1,501 | $1,674 | $1,701 |
| Barry County STD-04 | $1,406 | $1,651 | $1,740 | $1,940 | $1,971 |
| Barton County STD-04 | $1,349 | $1,585 | $1,670 | $1,862 | $1,892 |
| Bates County STD-04 | $1,464 | $1,720 | $1,812 | $2,020 | $2,053 |
| Benton County STD-04 | $1,340 | $1,574 | $1,659 | $1,850 | $1,880 |
| Bollinger County STD-04 | $1,267 | $1,488 | $1,568 | $1,748 | $1,777 |
| Boone County STD-04 | $1,740 | $2,043 | $2,153 | $2,401 | $2,439 |
| Buchanan County STD-04 | $1,481 | $1,740 | $1,833 | $2,044 | $2,077 |
| Butler County STD-04 | $1,266 | $1,487 | $1,567 | $1,747 | $1,775 |
| Caldwell County STD-04 | $1,531 | $1,798 | $1,895 | $2,113 | $2,147 |
| Callaway County STD-04 | $1,504 | $1,767 | $1,862 | $2,076 | $2,110 |
| Camden County STD-04 | $1,659 | $1,948 | $2,053 | $2,289 | $2,326 |
| Cape Girardeau County STD-04 | $1,554 | $1,825 | $1,923 | $2,144 | $2,179 |
| Carroll County STD-04 | $1,210 | $1,422 | $1,498 | $1,670 | $1,697 |
| Carter County STD-04 | $1,196 | $1,405 | $1,480 | $1,650 | $1,677 |
| Cass County STD-04 | $1,847 | $2,169 | $2,286 | $2,549 | $2,590 |
| Cedar County STD-04 | $1,469 | $1,725 | $1,818 | $2,027 | $2,060 |
| Chariton County STD-04 | $1,315 | $1,544 | $1,627 | $1,814 | $1,843 |
| Christian County STD-04 | $1,683 | $1,977 | $2,083 | $2,323 | $2,360 |
| Clark County STD-04 | $1,412 | $1,659 | $1,748 | $1,949 | $1,980 |
| Clay County STD-04 | $1,854 | $2,177 | $2,294 | $2,558 | $2,599 |
| Clinton County STD-04 | $1,695 | $1,991 | $2,098 | $2,339 | $2,377 |
| Cole County STD-04 | $1,564 | $1,837 | $1,936 | $2,159 | $2,193 |
| Cooper County STD-04 | $1,434 | $1,684 | $1,775 | $1,979 | $2,011 |
| Crawford County STD-04 | $1,388 | $1,630 | $1,718 | $1,916 | $1,946 |
| Dade County STD-04 | $1,392 | $1,635 | $1,723 | $1,921 | $1,952 |
| Dallas County STD-04 | $1,284 | $1,508 | $1,589 | $1,772 | $1,800 |
| Daviess County STD-04 | $1,441 | $1,693 | $1,784 | $1,989 | $2,021 |
| DeKalb County STD-04 | $1,538 | $1,806 | $1,903 | $2,122 | $2,156 |
| Dent County STD-04 | $1,391 | $1,634 | $1,722 | $1,920 | $1,951 |
| Douglas County STD-04 | $1,348 | $1,583 | $1,668 | $1,860 | $1,890 |
| Dunklin County STD-04 | $1,252 | $1,471 | $1,550 | $1,728 | $1,756 |
| Franklin County STD-04 | $1,571 | $1,845 | $1,944 | $2,168 | $2,203 |
| Gasconade County STD-04 | $1,444 | $1,696 | $1,787 | $1,993 | $2,025 |
| Gentry County STD-04 | $1,300 | $1,527 | $1,609 | $1,794 | $1,823 |
| Greene County STD-04 | $1,518 | $1,783 | $1,879 | $2,095 | $2,129 |
| Grundy County STD-04 | $1,266 | $1,487 | $1,567 | $1,747 | $1,775 |
| Harrison County STD-04 | $1,397 | $1,641 | $1,729 | $1,928 | $1,959 |
| Henry County STD-04 | $1,385 | $1,627 | $1,714 | $1,911 | $1,942 |
| Hickory County STD-04 | $1,265 | $1,485 | $1,565 | $1,745 | $1,773 |
| Holt County STD-04 | $1,325 | $1,556 | $1,640 | $1,829 | $1,858 |
| Howard County STD-04 | $1,435 | $1,685 | $1,776 | $1,980 | $2,012 |
| Howell County STD-04 | $1,297 | $1,523 | $1,605 | $1,790 | $1,818 |
| Iron County STD-04 | $1,316 | $1,546 | $1,629 | $1,816 | $1,846 |
| Jackson County STD-04 | $1,753 | $2,058 | $2,169 | $2,418 | $2,457 |
| Jasper County STD-04 | $1,391 | $1,634 | $1,722 | $1,920 | $1,951 |
| Jefferson County STD-04 | $1,659 | $1,948 | $2,053 | $2,289 | $2,326 |
| Johnson County STD-04 | $1,622 | $1,906 | $2,008 | $2,239 | $2,275 |
| Knox County STD-04 | $1,291 | $1,517 | $1,598 | $1,782 | $1,811 |
| Laclede County STD-04 | $1,340 | $1,574 | $1,659 | $1,850 | $1,880 |
| Lafayette County STD-04 | $1,521 | $1,787 | $1,883 | $2,100 | $2,133 |
| Lawrence County STD-04 | $1,388 | $1,630 | $1,718 | $1,916 | $1,946 |
| Lewis County STD-04 | $1,188 | $1,395 | $1,470 | $1,639 | $1,666 |
| Lincoln County STD-04 | $1,638 | $1,924 | $2,027 | $2,260 | $2,297 |
| Linn County STD-04 | $1,227 | $1,441 | $1,518 | $1,693 | $1,720 |
| Livingston County STD-04 | $1,313 | $1,542 | $1,625 | $1,812 | $1,841 |
| McDonald County STD-04 | $1,346 | $1,581 | $1,666 | $1,858 | $1,888 |
| Macon County STD-04 | $1,292 | $1,517 | $1,599 | $1,783 | $1,812 |
| Madison County STD-04 | $1,306 | $1,534 | $1,616 | $1,802 | $1,831 |
| Maries County STD-04 | $1,427 | $1,676 | $1,766 | $1,969 | $2,001 |
| Marion County STD-04 | $1,353 | $1,590 | $1,675 | $1,868 | $1,898 |
| Mercer County STD-04 | $1,262 | $1,482 | $1,562 | $1,742 | $1,770 |
| Miller County STD-04 | $1,343 | $1,577 | $1,662 | $1,853 | $1,883 |
| Mississippi County STD-04 | $1,282 | $1,506 | $1,587 | $1,770 | $1,798 |
| Moniteau County STD-04 | $1,444 | $1,696 | $1,787 | $1,993 | $2,025 |
| Monroe County STD-04 | $1,387 | $1,628 | $1,716 | $1,913 | $1,944 |
| Montgomery County STD-04 | $1,472 | $1,729 | $1,822 | $2,032 | $2,064 |
| Morgan County STD-04 | $1,405 | $1,650 | $1,739 | $1,939 | $1,970 |
| New Madrid County STD-04 | $1,327 | $1,558 | $1,642 | $1,831 | $1,860 |
| Newton County STD-04 | $1,469 | $1,725 | $1,818 | $2,027 | $2,060 |
| Nodaway County STD-04 | $1,468 | $1,724 | $1,817 | $2,026 | $2,059 |
| Oregon County STD-04 | $1,265 | $1,486 | $1,566 | $1,746 | $1,774 |
| Osage County STD-04 | $1,635 | $1,921 | $2,024 | $2,257 | $2,293 |
| Ozark County STD-04 | $1,305 | $1,533 | $1,615 | $1,801 | $1,830 |
| Pemiscot County STD-04 | $1,384 | $1,626 | $1,713 | $1,910 | $1,941 |
| Perry County STD-04 | $1,425 | $1,673 | $1,763 | $1,966 | $1,997 |
| Pettis County STD-04 | $1,384 | $1,626 | $1,713 | $1,910 | $1,941 |
| Phelps County STD-04 | $1,532 | $1,799 | $1,896 | $2,114 | $2,148 |
| Pike County STD-04 | $1,306 | $1,534 | $1,616 | $1,802 | $1,831 |
| Platte County STD-04 | $2,055 | $2,413 | $2,543 | $2,835 | $2,881 |
| Polk County STD-04 | $1,475 | $1,732 | $1,825 | $2,035 | $2,068 |
| Pulaski County STD-04 | $1,517 | $1,782 | $1,878 | $2,094 | $2,128 |
| Putnam County STD-04 | $1,296 | $1,522 | $1,604 | $1,788 | $1,817 |
| Ralls County STD-04 | $1,376 | $1,616 | $1,703 | $1,899 | $1,929 |
| Randolph County STD-04 | $1,374 | $1,613 | $1,700 | $1,896 | $1,926 |
| Ray County STD-04 | $1,550 | $1,820 | $1,918 | $2,139 | $2,173 |
| Reynolds County STD-04 | $1,310 | $1,538 | $1,621 | $1,807 | $1,837 |
| Ripley County STD-04 | $1,189 | $1,396 | $1,471 | $1,640 | $1,667 |
| St. Charles County STD-04 | $1,932 | $2,269 | $2,391 | $2,666 | $2,709 |
| St. Clair County STD-04 | $1,366 | $1,605 | $1,691 | $1,885 | $1,916 |
| Ste. Genevieve County STD-04 | $1,423 | $1,671 | $1,761 | $1,964 | $1,995 |
| St. Francois County STD-04 | $1,372 | $1,611 | $1,698 | $1,893 | $1,924 |
| St. Louis County STD-04 | $1,836 | $2,156 | $2,272 | $2,533 | $2,574 |
| Saline County STD-04 | $1,340 | $1,573 | $1,658 | $1,849 | $1,879 |
| Schuyler County STD-04 | $1,338 | $1,572 | $1,656 | $1,846 | $1,876 |
| Scotland County STD-04 | $1,388 | $1,630 | $1,718 | $1,916 | $1,946 |
| Scott County STD-04 | $1,337 | $1,571 | $1,655 | $1,845 | $1,875 |
| Shannon County STD-04 | $1,305 | $1,533 | $1,615 | $1,801 | $1,830 |
| Shelby County STD-04 | $1,242 | $1,459 | $1,537 | $1,714 | $1,741 |
| Stoddard County STD-04 | $1,298 | $1,524 | $1,606 | $1,791 | $1,820 |
| Stone County STD-04 | $1,590 | $1,868 | $1,968 | $2,194 | $2,230 |
| Sullivan County STD-04 | $1,378 | $1,619 | $1,706 | $1,902 | $1,933 |
| Taney County STD-04 | $1,493 | $1,754 | $1,848 | $2,061 | $2,094 |
| Texas County STD-04 | $1,225 | $1,439 | $1,516 | $1,690 | $1,718 |
| Vernon County STD-04 | $1,350 | $1,586 | $1,671 | $1,863 | $1,893 |
| Warren County STD-04 | $1,607 | $1,888 | $1,989 | $2,218 | $2,254 |
| Washington County STD-04 | $1,290 | $1,516 | $1,597 | $1,781 | $1,809 |
| Wayne County STD-04 | $1,250 | $1,468 | $1,547 | $1,725 | $1,753 |
| Webster County STD-04 | $1,527 | $1,794 | $1,890 | $2,107 | $2,141 |
| Worth County STD-04 | $1,342 | $1,576 | $1,661 | $1,852 | $1,882 |
| Wright County STD-04 | $1,285 | $1,509 | $1,590 | $1,773 | $1,801 |
| St. Louis city STD-04 | $1,609 | $1,889 | $1,991 | $2,220 | $2,256 |
Transportation introduction
The table below lists the region or metropolitan operating standards that apply within Missouri. Some counties use a metropolitan amount instead of the wider regional amount. Use the documented county-to-area mapping. Ownership payments and operating costs are separate categories; a paid-off vehicle does not receive a loan-payment allowance. IRS transportation guidance
| Region / metropolitan area | 1 vehicle | 2 vehicles | Rule and source | Coverage |
|---|---|---|---|---|
| Midwest region | $263 | $526 | STD-06 · Local transportation standards | County coverageAdair County; Andrew County; Atchison County; Audrain County; Barry County; Barton County; Bates County; Benton County; Bollinger County; Boone County; Buchanan County; Butler County; Caldwell County; Callaway County; Camden County; Cape Girardeau County; Carroll County; Carter County; Cass County; Cedar County; Chariton County; Christian County; Clark County; Clay County; Clinton County; Cole County; Cooper County; Dade County; Dallas County; Daviess County; DeKalb County; Dent County; Douglas County; Dunklin County; Gasconade County; Gentry County; Greene County; Grundy County; Harrison County; Henry County; Hickory County; Holt County; Howard County; Howell County; Iron County; Jackson County; Jasper County; Johnson County; Knox County; Laclede County; Lafayette County; Lawrence County; Lewis County; Linn County; Livingston County; McDonald County; Macon County; Madison County; Maries County; Marion County; Mercer County; Miller County; Mississippi County; Moniteau County; Monroe County; Montgomery County; Morgan County; New Madrid County; Newton County; Nodaway County; Oregon County; Osage County; Ozark County; Pemiscot County; Perry County; Pettis County; Phelps County; Pike County; Platte County; Polk County; Pulaski County; Putnam County; Ralls County; Randolph County; Ray County; Reynolds County; Ripley County; St. Clair County; Ste. Genevieve County; St. Francois County; Saline County; Schuyler County; Scotland County; Scott County; Shannon County; Shelby County; Stoddard County; Stone County; Sullivan County; Taney County; Texas County; Vernon County; Washington County; Wayne County; Webster County; Worth County; Wright County |
| St. Louis | $269 | $538 | STD-06 · Local transportation standards | County coverageCrawford County; Franklin County; Jefferson County; Lincoln County; St. Charles County; St. Louis County; Warren County; St. Louis city |
Open the OIC worksheet with Missouri selected
DIY and when to get help
You can use this reference and the linked IRS tables without hiring anyone. Seek help if your household shares expenses with someone who does not owe the tax, your necessary costs exceed a normal limit, or the correct county or metropolitan area is unclear.
Questions you may have
Is there one housing allowance for all of Missouri?
No. Housing and utilities figures vary by county-level area and household-size band. Confirm the row for where you live and use the current effective period. Official state table
Do I automatically get the full housing amount?
Ordinarily the local-standard rule compares actual eligible expenses with the limit. Documented exceptions require IRS consideration. The table alone does not establish the amount allowed in your case. IRS rules
Can I use this page to calculate an offer?
It provides only part of the information. An offer illustration also needs income, other expenses, asset treatments and the application conditions. Use the OIC worksheet and read its limits.