Minnesota IRS collection standards for 2026
Published monthly limits by household size, effective 2026-06-29.
Introduction
This reference covers 87 county-level areas in Minnesota using the verified 2026 IRS collection financial standards. Find your county or county equivalent, then use the column for your household size. The last housing column is for five or more people. These figures support a collection financial analysis; they do not show how much an individual household must pay the IRS.
Housing and utilities are one combined category. For the normal local-standard treatment, compare actual eligible spending with the applicable limit. Documented necessary costs can require individual consideration. Food, clothing and related national allowances and age-based healthcare amounts are listed on the standards hub. IRS collection-standard rules
Housing table introduction
The table below shows all verified county-level rows for Minnesota. Amounts are monthly. County count means distinct source rows, including county equivalents where applicable; do not substitute a guessed political-county count. Missing or unverified values display “Not verified” and block affected calculations.
| County / equivalent | 1 person | 2 people | 3 people | 4 people | 5 or more |
|---|---|---|---|---|---|
| Aitkin County STD-04 | $1,639 | $1,925 | $2,028 | $2,261 | $2,298 |
| Anoka County STD-04 | $2,011 | $2,362 | $2,489 | $2,775 | $2,820 |
| Becker County STD-04 | $1,797 | $2,111 | $2,224 | $2,480 | $2,520 |
| Beltrami County STD-04 | $1,708 | $2,006 | $2,114 | $2,357 | $2,395 |
| Benton County STD-04 | $1,865 | $2,190 | $2,308 | $2,573 | $2,615 |
| Big Stone County STD-04 | $1,547 | $1,816 | $1,914 | $2,134 | $2,169 |
| Blue Earth County STD-04 | $1,772 | $2,081 | $2,193 | $2,445 | $2,485 |
| Brown County STD-04 | $1,540 | $1,809 | $1,906 | $2,125 | $2,159 |
| Carlton County STD-04 | $1,770 | $2,078 | $2,190 | $2,442 | $2,481 |
| Carver County STD-04 | $2,486 | $2,920 | $3,077 | $3,431 | $3,486 |
| Cass County STD-04 | $1,663 | $1,953 | $2,058 | $2,295 | $2,332 |
| Chippewa County STD-04 | $1,638 | $1,924 | $2,027 | $2,260 | $2,297 |
| Chisago County STD-04 | $2,047 | $2,405 | $2,534 | $2,825 | $2,871 |
| Clay County STD-04 | $1,914 | $2,248 | $2,369 | $2,641 | $2,684 |
| Clearwater County STD-04 | $1,599 | $1,878 | $1,979 | $2,207 | $2,242 |
| Cook County STD-04 | $1,838 | $2,159 | $2,275 | $2,537 | $2,578 |
| Cottonwood County STD-04 | $1,480 | $1,739 | $1,832 | $2,043 | $2,076 |
| Crow Wing County STD-04 | $1,730 | $2,032 | $2,141 | $2,387 | $2,426 |
| Dakota County STD-04 | $2,165 | $2,542 | $2,679 | $2,987 | $3,035 |
| Dodge County STD-04 | $1,951 | $2,292 | $2,415 | $2,693 | $2,736 |
| Douglas County STD-04 | $1,833 | $2,153 | $2,269 | $2,530 | $2,571 |
| Faribault County STD-04 | $1,439 | $1,690 | $1,781 | $1,986 | $2,018 |
| Fillmore County STD-04 | $1,650 | $1,938 | $2,042 | $2,277 | $2,314 |
| Freeborn County STD-04 | $1,475 | $1,732 | $1,825 | $2,035 | $2,068 |
| Goodhue County STD-04 | $1,930 | $2,266 | $2,388 | $2,663 | $2,706 |
| Grant County STD-04 | $1,572 | $1,846 | $1,945 | $2,169 | $2,204 |
| Hennepin County STD-04 | $2,273 | $2,670 | $2,813 | $3,136 | $3,187 |
| Houston County STD-04 | $1,802 | $2,116 | $2,230 | $2,486 | $2,527 |
| Hubbard County STD-04 | $1,753 | $2,059 | $2,170 | $2,420 | $2,459 |
| Isanti County STD-04 | $1,926 | $2,262 | $2,384 | $2,658 | $2,701 |
| Itasca County STD-04 | $1,634 | $1,919 | $2,022 | $2,255 | $2,291 |
| Jackson County STD-04 | $1,405 | $1,650 | $1,739 | $1,939 | $1,970 |
| Kanabec County STD-04 | $1,745 | $2,050 | $2,160 | $2,408 | $2,447 |
| Kandiyohi County STD-04 | $1,696 | $1,992 | $2,099 | $2,340 | $2,378 |
| Kittson County STD-04 | $1,476 | $1,734 | $1,827 | $2,037 | $2,070 |
| Koochiching County STD-04 | $1,374 | $1,613 | $1,700 | $1,896 | $1,926 |
| Lac qui Parle County STD-04 | $1,491 | $1,751 | $1,845 | $2,057 | $2,090 |
| Lake County STD-04 | $1,692 | $1,987 | $2,094 | $2,335 | $2,373 |
| Lake of the Woods County STD-04 | $1,557 | $1,829 | $1,927 | $2,149 | $2,183 |
| Le Sueur County STD-04 | $1,967 | $2,311 | $2,435 | $2,715 | $2,759 |
| Lincoln County STD-04 | $1,534 | $1,801 | $1,898 | $2,116 | $2,150 |
| Lyon County STD-04 | $1,601 | $1,881 | $1,982 | $2,210 | $2,246 |
| McLeod County STD-04 | $1,761 | $2,069 | $2,180 | $2,431 | $2,470 |
| Mahnomen County STD-04 | $1,491 | $1,751 | $1,845 | $2,057 | $2,090 |
| Marshall County STD-04 | $1,520 | $1,785 | $1,881 | $2,097 | $2,131 |
| Martin County STD-04 | $1,435 | $1,685 | $1,776 | $1,980 | $2,012 |
| Meeker County STD-04 | $1,731 | $2,033 | $2,142 | $2,388 | $2,427 |
| Mille Lacs County STD-04 | $1,826 | $2,145 | $2,260 | $2,520 | $2,561 |
| Morrison County STD-04 | $1,702 | $2,000 | $2,107 | $2,349 | $2,387 |
| Mower County STD-04 | $1,530 | $1,797 | $1,894 | $2,112 | $2,146 |
| Murray County STD-04 | $1,533 | $1,800 | $1,897 | $2,115 | $2,149 |
| Nicollet County STD-04 | $1,811 | $2,127 | $2,241 | $2,499 | $2,539 |
| Nobles County STD-04 | $1,595 | $1,873 | $1,974 | $2,201 | $2,237 |
| Norman County STD-04 | $1,437 | $1,687 | $1,778 | $1,982 | $2,014 |
| Olmsted County STD-04 | $2,025 | $2,378 | $2,506 | $2,794 | $2,839 |
| Otter Tail County STD-04 | $1,714 | $2,013 | $2,121 | $2,365 | $2,403 |
| Pennington County STD-04 | $1,597 | $1,875 | $1,976 | $2,203 | $2,239 |
| Pine County STD-04 | $1,693 | $1,988 | $2,095 | $2,336 | $2,374 |
| Pipestone County STD-04 | $1,345 | $1,579 | $1,664 | $1,855 | $1,885 |
| Polk County STD-04 | $1,733 | $2,036 | $2,145 | $2,392 | $2,430 |
| Pope County STD-04 | $1,713 | $2,012 | $2,120 | $2,364 | $2,402 |
| Ramsey County STD-04 | $2,033 | $2,388 | $2,516 | $2,805 | $2,851 |
| Red Lake County STD-04 | $1,581 | $1,857 | $1,957 | $2,182 | $2,217 |
| Redwood County STD-04 | $1,476 | $1,734 | $1,827 | $2,037 | $2,070 |
| Renville County STD-04 | $1,588 | $1,865 | $1,965 | $2,191 | $2,226 |
| Rice County STD-04 | $1,996 | $2,344 | $2,470 | $2,754 | $2,799 |
| Rock County STD-04 | $1,630 | $1,914 | $2,017 | $2,249 | $2,285 |
| Roseau County STD-04 | $1,580 | $1,856 | $1,956 | $2,181 | $2,216 |
| St. Louis County STD-04 | $1,682 | $1,976 | $2,082 | $2,321 | $2,359 |
| Scott County STD-04 | $2,336 | $2,744 | $2,891 | $3,223 | $3,276 |
| Sherburne County STD-04 | $2,098 | $2,464 | $2,596 | $2,895 | $2,941 |
| Sibley County STD-04 | $1,753 | $2,059 | $2,170 | $2,420 | $2,459 |
| Stearns County STD-04 | $1,801 | $2,115 | $2,229 | $2,485 | $2,525 |
| Steele County STD-04 | $1,774 | $2,083 | $2,195 | $2,447 | $2,487 |
| Stevens County STD-04 | $1,632 | $1,917 | $2,020 | $2,252 | $2,289 |
| Swift County STD-04 | $1,524 | $1,790 | $1,886 | $2,103 | $2,137 |
| Todd County STD-04 | $1,608 | $1,889 | $1,990 | $2,219 | $2,255 |
| Traverse County STD-04 | $1,454 | $1,707 | $1,799 | $2,006 | $2,038 |
| Wabasha County STD-04 | $1,858 | $2,183 | $2,300 | $2,565 | $2,606 |
| Wadena County STD-04 | $1,395 | $1,638 | $1,726 | $1,924 | $1,956 |
| Waseca County STD-04 | $1,635 | $1,921 | $2,024 | $2,257 | $2,293 |
| Washington County STD-04 | $2,290 | $2,689 | $2,834 | $3,160 | $3,211 |
| Watonwan County STD-04 | $1,593 | $1,870 | $1,971 | $2,198 | $2,233 |
| Wilkin County STD-04 | $1,509 | $1,772 | $1,867 | $2,082 | $2,115 |
| Winona County STD-04 | $1,669 | $1,961 | $2,066 | $2,304 | $2,341 |
| Wright County STD-04 | $2,139 | $2,512 | $2,647 | $2,951 | $2,999 |
| Yellow Medicine County STD-04 | $1,538 | $1,806 | $1,903 | $2,122 | $2,156 |
Transportation introduction
The table below lists the region or metropolitan operating standards that apply within Minnesota. Some counties use a metropolitan amount instead of the wider regional amount. Use the documented county-to-area mapping. Ownership payments and operating costs are separate categories; a paid-off vehicle does not receive a loan-payment allowance. IRS transportation guidance
| Region / metropolitan area | 1 vehicle | 2 vehicles | Rule and source | Coverage |
|---|---|---|---|---|
| Midwest region | $263 | $526 | STD-06 · Local transportation standards | County coverageAitkin County; Becker County; Beltrami County; Benton County; Big Stone County; Blue Earth County; Brown County; Carlton County; Cass County; Chippewa County; Clay County; Clearwater County; Cook County; Cottonwood County; Crow Wing County; Dodge County; Douglas County; Faribault County; Fillmore County; Freeborn County; Goodhue County; Grant County; Houston County; Hubbard County; Itasca County; Jackson County; Kanabec County; Kandiyohi County; Kittson County; Koochiching County; Lac qui Parle County; Lake County; Lake of the Woods County; Lincoln County; Lyon County; McLeod County; Mahnomen County; Marshall County; Martin County; Meeker County; Morrison County; Mower County; Murray County; Nicollet County; Nobles County; Norman County; Olmsted County; Otter Tail County; Pennington County; Pine County; Pipestone County; Polk County; Pope County; Red Lake County; Redwood County; Renville County; Rice County; Rock County; Roseau County; St. Louis County; Sibley County; Stearns County; Steele County; Stevens County; Swift County; Todd County; Traverse County; Wabasha County; Wadena County; Waseca County; Watonwan County; Wilkin County; Winona County; Yellow Medicine County |
| Minneapolis-St. Paul | $260 | $520 | STD-06 · Local transportation standards | County coverageAnoka County; Carver County; Chisago County; Dakota County; Hennepin County; Isanti County; Le Sueur County; Mille Lacs County; Ramsey County; Scott County; Sherburne County; Washington County; Wright County |
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DIY and when to get help
You can use this reference and the linked IRS tables without hiring anyone. Seek help if your household shares expenses with someone who does not owe the tax, your necessary costs exceed a normal limit, or the correct county or metropolitan area is unclear.
Questions you may have
Is there one housing allowance for all of Minnesota?
No. Housing and utilities figures vary by county-level area and household-size band. Confirm the row for where you live and use the current effective period. Official state table
Do I automatically get the full housing amount?
Ordinarily the local-standard rule compares actual eligible expenses with the limit. Documented exceptions require IRS consideration. The table alone does not establish the amount allowed in your case. IRS rules
Can I use this page to calculate an offer?
It provides only part of the information. An offer illustration also needs income, other expenses, asset treatments and the application conditions. Use the OIC worksheet and read its limits.