Indiana IRS collection standards for 2026
Published monthly limits by household size, effective 2026-06-29.
Introduction
This reference covers 92 county-level areas in Indiana using the verified 2026 IRS collection financial standards. Find your county or county equivalent, then use the column for your household size. The last housing column is for five or more people. These figures support a collection financial analysis; they do not show how much an individual household must pay the IRS.
Housing and utilities are one combined category. For the normal local-standard treatment, compare actual eligible spending with the applicable limit. Documented necessary costs can require individual consideration. Food, clothing and related national allowances and age-based healthcare amounts are listed on the standards hub. IRS collection-standard rules
Housing table introduction
The table below shows all verified county-level rows for Indiana. Amounts are monthly. County count means distinct source rows, including county equivalents where applicable; do not substitute a guessed political-county count. Missing or unverified values display “Not verified” and block affected calculations.
| County / equivalent | 1 person | 2 people | 3 people | 4 people | 5 or more |
|---|---|---|---|---|---|
| Adams County STD-04 | $1,378 | $1,618 | $1,705 | $1,901 | $1,932 |
| Allen County STD-04 | $1,500 | $1,762 | $1,857 | $2,071 | $2,104 |
| Bartholomew County STD-04 | $1,575 | $1,850 | $1,949 | $2,173 | $2,208 |
| Benton County STD-04 | $1,359 | $1,596 | $1,682 | $1,875 | $1,906 |
| Blackford County STD-04 | $1,294 | $1,520 | $1,602 | $1,786 | $1,815 |
| Boone County STD-04 | $2,073 | $2,434 | $2,565 | $2,860 | $2,906 |
| Brown County STD-04 | $1,530 | $1,796 | $1,893 | $2,111 | $2,145 |
| Carroll County STD-04 | $1,366 | $1,605 | $1,691 | $1,885 | $1,916 |
| Cass County STD-04 | $1,263 | $1,483 | $1,563 | $1,743 | $1,771 |
| Clark County STD-04 | $1,549 | $1,819 | $1,917 | $2,137 | $2,172 |
| Clay County STD-04 | $1,381 | $1,622 | $1,709 | $1,906 | $1,936 |
| Clinton County STD-04 | $1,391 | $1,634 | $1,722 | $1,920 | $1,951 |
| Crawford County STD-04 | $1,344 | $1,578 | $1,663 | $1,854 | $1,884 |
| Daviess County STD-04 | $1,434 | $1,684 | $1,775 | $1,979 | $2,011 |
| Dearborn County STD-04 | $1,648 | $1,936 | $2,040 | $2,275 | $2,311 |
| Decatur County STD-04 | $1,423 | $1,671 | $1,761 | $1,964 | $1,995 |
| DeKalb County STD-04 | $1,381 | $1,622 | $1,709 | $1,906 | $1,936 |
| Delaware County STD-04 | $1,298 | $1,525 | $1,607 | $1,792 | $1,821 |
| Dubois County STD-04 | $1,503 | $1,765 | $1,860 | $2,074 | $2,107 |
| Elkhart County STD-04 | $1,480 | $1,739 | $1,832 | $2,043 | $2,076 |
| Fayette County STD-04 | $1,199 | $1,408 | $1,484 | $1,655 | $1,681 |
| Floyd County STD-04 | $1,627 | $1,910 | $2,013 | $2,244 | $2,281 |
| Fountain County STD-04 | $1,271 | $1,493 | $1,573 | $1,754 | $1,782 |
| Franklin County STD-04 | $1,674 | $1,966 | $2,072 | $2,310 | $2,348 |
| Fulton County STD-04 | $1,352 | $1,588 | $1,673 | $1,865 | $1,896 |
| Gibson County STD-04 | $1,481 | $1,740 | $1,833 | $2,044 | $2,077 |
| Grant County STD-04 | $1,286 | $1,510 | $1,591 | $1,774 | $1,803 |
| Greene County STD-04 | $1,386 | $1,628 | $1,715 | $1,912 | $1,943 |
| Hamilton County STD-04 | $2,177 | $2,557 | $2,694 | $3,004 | $3,052 |
| Hancock County STD-04 | $1,665 | $1,956 | $2,061 | $2,298 | $2,335 |
| Harrison County STD-04 | $1,518 | $1,783 | $1,879 | $2,095 | $2,129 |
| Hendricks County STD-04 | $1,813 | $2,130 | $2,244 | $2,502 | $2,542 |
| Henry County STD-04 | $1,319 | $1,550 | $1,633 | $1,821 | $1,850 |
| Howard County STD-04 | $1,311 | $1,540 | $1,623 | $1,810 | $1,839 |
| Huntington County STD-04 | $1,355 | $1,591 | $1,677 | $1,870 | $1,900 |
| Jackson County STD-04 | $1,386 | $1,628 | $1,715 | $1,912 | $1,943 |
| Jasper County STD-04 | $1,530 | $1,797 | $1,894 | $2,112 | $2,146 |
| Jay County STD-04 | $1,244 | $1,461 | $1,539 | $1,716 | $1,744 |
| Jefferson County STD-04 | $1,448 | $1,701 | $1,792 | $1,998 | $2,030 |
| Jennings County STD-04 | $1,386 | $1,628 | $1,715 | $1,912 | $1,943 |
| Johnson County STD-04 | $1,704 | $2,001 | $2,109 | $2,352 | $2,389 |
| Knox County STD-04 | $1,333 | $1,566 | $1,650 | $1,840 | $1,869 |
| Kosciusko County STD-04 | $1,475 | $1,732 | $1,825 | $2,035 | $2,068 |
| LaGrange County STD-04 | $1,563 | $1,835 | $1,934 | $2,156 | $2,191 |
| Lake County STD-04 | $1,660 | $1,950 | $2,055 | $2,291 | $2,328 |
| LaPorte County STD-04 | $1,463 | $1,719 | $1,811 | $2,019 | $2,052 |
| Lawrence County STD-04 | $1,412 | $1,658 | $1,747 | $1,948 | $1,979 |
| Madison County STD-04 | $1,387 | $1,628 | $1,716 | $1,913 | $1,944 |
| Marion County STD-04 | $1,593 | $1,870 | $1,971 | $2,198 | $2,233 |
| Marshall County STD-04 | $1,471 | $1,728 | $1,821 | $2,030 | $2,063 |
| Martin County STD-04 | $1,399 | $1,643 | $1,731 | $1,930 | $1,961 |
| Miami County STD-04 | $1,266 | $1,487 | $1,567 | $1,747 | $1,775 |
| Monroe County STD-04 | $1,660 | $1,950 | $2,055 | $2,291 | $2,328 |
| Montgomery County STD-04 | $1,395 | $1,639 | $1,727 | $1,926 | $1,957 |
| Morgan County STD-04 | $1,569 | $1,843 | $1,942 | $2,165 | $2,200 |
| Newton County STD-04 | $1,471 | $1,728 | $1,821 | $2,030 | $2,063 |
| Noble County STD-04 | $1,436 | $1,686 | $1,777 | $1,981 | $2,013 |
| Ohio County STD-04 | $1,576 | $1,851 | $1,950 | $2,174 | $2,209 |
| Orange County STD-04 | $1,395 | $1,639 | $1,727 | $1,926 | $1,957 |
| Owen County STD-04 | $1,427 | $1,676 | $1,766 | $1,969 | $2,001 |
| Parke County STD-04 | $1,314 | $1,543 | $1,626 | $1,813 | $1,842 |
| Perry County STD-04 | $1,315 | $1,545 | $1,628 | $1,815 | $1,845 |
| Pike County STD-04 | $1,429 | $1,678 | $1,768 | $1,971 | $2,003 |
| Porter County STD-04 | $1,768 | $2,076 | $2,188 | $2,440 | $2,479 |
| Posey County STD-04 | $1,570 | $1,844 | $1,943 | $2,166 | $2,201 |
| Pulaski County STD-04 | $1,305 | $1,533 | $1,615 | $1,801 | $1,830 |
| Putnam County STD-04 | $1,554 | $1,825 | $1,923 | $2,144 | $2,179 |
| Randolph County STD-04 | $1,282 | $1,506 | $1,587 | $1,770 | $1,798 |
| Ripley County STD-04 | $1,530 | $1,796 | $1,893 | $2,111 | $2,145 |
| Rush County STD-04 | $1,453 | $1,706 | $1,798 | $2,005 | $2,037 |
| St. Joseph County STD-04 | $1,453 | $1,706 | $1,798 | $2,005 | $2,037 |
| Scott County STD-04 | $1,357 | $1,593 | $1,679 | $1,872 | $1,902 |
| Shelby County STD-04 | $1,549 | $1,819 | $1,917 | $2,137 | $2,172 |
| Spencer County STD-04 | $1,475 | $1,733 | $1,826 | $2,036 | $2,069 |
| Starke County STD-04 | $1,333 | $1,566 | $1,650 | $1,840 | $1,869 |
| Steuben County STD-04 | $1,465 | $1,721 | $1,813 | $2,021 | $2,054 |
| Sullivan County STD-04 | $1,266 | $1,487 | $1,567 | $1,747 | $1,775 |
| Switzerland County STD-04 | $1,513 | $1,777 | $1,872 | $2,087 | $2,121 |
| Tippecanoe County STD-04 | $1,526 | $1,792 | $1,888 | $2,105 | $2,139 |
| Tipton County STD-04 | $1,450 | $1,703 | $1,795 | $2,001 | $2,034 |
| Union County STD-04 | $1,265 | $1,486 | $1,566 | $1,746 | $1,774 |
| Vanderburgh County STD-04 | $1,488 | $1,747 | $1,841 | $2,053 | $2,086 |
| Vermillion County STD-04 | $1,273 | $1,495 | $1,575 | $1,756 | $1,784 |
| Vigo County STD-04 | $1,318 | $1,548 | $1,631 | $1,819 | $1,848 |
| Wabash County STD-04 | $1,329 | $1,561 | $1,645 | $1,834 | $1,864 |
| Warren County STD-04 | $1,433 | $1,683 | $1,773 | $1,977 | $2,009 |
| Warrick County STD-04 | $1,666 | $1,957 | $2,062 | $2,299 | $2,336 |
| Washington County STD-04 | $1,425 | $1,674 | $1,764 | $1,967 | $1,999 |
| Wayne County STD-04 | $1,303 | $1,531 | $1,613 | $1,798 | $1,828 |
| Wells County STD-04 | $1,378 | $1,619 | $1,706 | $1,902 | $1,933 |
| White County STD-04 | $1,462 | $1,718 | $1,810 | $2,018 | $2,051 |
| Whitley County STD-04 | $1,447 | $1,700 | $1,791 | $1,997 | $2,029 |
Transportation introduction
The table below lists the region or metropolitan operating standards that apply within Indiana. Some counties use a metropolitan amount instead of the wider regional amount. Use the documented county-to-area mapping. Ownership payments and operating costs are separate categories; a paid-off vehicle does not receive a loan-payment allowance. IRS transportation guidance
| Region / metropolitan area | 1 vehicle | 2 vehicles | Rule and source | Coverage |
|---|---|---|---|---|
| Midwest region | $263 | $526 | STD-06 · Local transportation standards | County coverageAdams County; Allen County; Bartholomew County; Benton County; Blackford County; Boone County; Brown County; Carroll County; Cass County; Clark County; Clay County; Clinton County; Crawford County; Daviess County; Dearborn County; Decatur County; DeKalb County; Delaware County; Dubois County; Elkhart County; Fayette County; Floyd County; Fountain County; Franklin County; Fulton County; Gibson County; Grant County; Greene County; Hamilton County; Hancock County; Harrison County; Hendricks County; Henry County; Howard County; Huntington County; Jackson County; Jay County; Jefferson County; Jennings County; Johnson County; Knox County; Kosciusko County; LaGrange County; LaPorte County; Lawrence County; Madison County; Marion County; Marshall County; Martin County; Miami County; Monroe County; Montgomery County; Morgan County; Noble County; Ohio County; Orange County; Owen County; Parke County; Perry County; Pike County; Posey County; Pulaski County; Putnam County; Randolph County; Ripley County; Rush County; St. Joseph County; Scott County; Shelby County; Spencer County; Starke County; Steuben County; Sullivan County; Switzerland County; Tippecanoe County; Tipton County; Union County; Vanderburgh County; Vermillion County; Vigo County; Wabash County; Warren County; Warrick County; Washington County; Wayne County; Wells County; White County; Whitley County |
| Chicago | $334 | $668 | STD-06 · Local transportation standards | County coverageJasper County; Lake County; Newton County; Porter County |
Open the OIC worksheet with Indiana selected
DIY and when to get help
You can use this reference and the linked IRS tables without hiring anyone. Seek help if your household shares expenses with someone who does not owe the tax, your necessary costs exceed a normal limit, or the correct county or metropolitan area is unclear.
Questions you may have
Is there one housing allowance for all of Indiana?
No. Housing and utilities figures vary by county-level area and household-size band. Confirm the row for where you live and use the current effective period. Official state table
Do I automatically get the full housing amount?
Ordinarily the local-standard rule compares actual eligible expenses with the limit. Documented exceptions require IRS consideration. The table alone does not establish the amount allowed in your case. IRS rules
Can I use this page to calculate an offer?
It provides only part of the information. An offer illustration also needs income, other expenses, asset treatments and the application conditions. Use the OIC worksheet and read its limits.