Colorado IRS collection standards for 2026
Published monthly limits by household size, effective 2026-06-29.
Introduction
This reference covers 64 county-level areas in Colorado using the verified 2026 IRS collection financial standards. Find your county or county equivalent, then use the column for your household size. The last housing column is for five or more people. These figures support a collection financial analysis; they do not show how much an individual household must pay the IRS.
Housing and utilities are one combined category. For the normal local-standard treatment, compare actual eligible spending with the applicable limit. Documented necessary costs can require individual consideration. Food, clothing and related national allowances and age-based healthcare amounts are listed on the standards hub. IRS collection-standard rules
Housing table introduction
The table below shows all verified county-level rows for Colorado. Amounts are monthly. County count means distinct source rows, including county equivalents where applicable; do not substitute a guessed political-county count. Missing or unverified values display “Not verified” and block affected calculations.
| County / equivalent | 1 person | 2 people | 3 people | 4 people | 5 or more |
|---|---|---|---|---|---|
| Adams County STD-04 | $2,367 | $2,780 | $2,929 | $3,266 | $3,319 |
| Alamosa County STD-04 | $1,455 | $1,709 | $1,801 | $2,008 | $2,041 |
| Arapahoe County STD-04 | $2,405 | $2,825 | $2,977 | $3,319 | $3,373 |
| Archuleta County STD-04 | $1,963 | $2,306 | $2,430 | $2,709 | $2,753 |
| Baca County STD-04 | $1,284 | $1,508 | $1,589 | $1,772 | $1,800 |
| Bent County STD-04 | $1,324 | $1,554 | $1,638 | $1,826 | $1,856 |
| Boulder County STD-04 | $2,665 | $3,130 | $3,298 | $3,677 | $3,737 |
| Broomfield County STD-04 | $2,553 | $2,999 | $3,160 | $3,523 | $3,580 |
| Chaffee County STD-04 | $1,998 | $2,347 | $2,473 | $2,757 | $2,802 |
| Cheyenne County STD-04 | $1,492 | $1,752 | $1,846 | $2,058 | $2,092 |
| Clear Creek County STD-04 | $2,309 | $2,712 | $2,858 | $3,187 | $3,238 |
| Conejos County STD-04 | $1,483 | $1,741 | $1,835 | $2,046 | $2,079 |
| Costilla County STD-04 | $1,420 | $1,668 | $1,758 | $1,960 | $1,992 |
| Crowley County STD-04 | $1,349 | $1,584 | $1,669 | $1,861 | $1,891 |
| Custer County STD-04 | $2,069 | $2,430 | $2,561 | $2,856 | $2,902 |
| Delta County STD-04 | $1,598 | $1,877 | $1,978 | $2,205 | $2,241 |
| Denver County STD-04 | $2,442 | $2,868 | $3,022 | $3,370 | $3,424 |
| Dolores County STD-04 | $1,477 | $1,735 | $1,828 | $2,038 | $2,071 |
| Douglas County STD-04 | $2,805 | $3,295 | $3,472 | $3,871 | $3,934 |
| Eagle County STD-04 | $2,559 | $3,005 | $3,167 | $3,531 | $3,588 |
| Elbert County STD-04 | $2,705 | $3,177 | $3,348 | $3,733 | $3,793 |
| El Paso County STD-04 | $2,157 | $2,534 | $2,670 | $2,977 | $3,025 |
| Fremont County STD-04 | $1,705 | $2,002 | $2,110 | $2,353 | $2,391 |
| Garfield County STD-04 | $2,270 | $2,666 | $2,809 | $3,132 | $3,183 |
| Gilpin County STD-04 | $2,137 | $2,510 | $2,645 | $2,949 | $2,997 |
| Grand County STD-04 | $2,033 | $2,388 | $2,516 | $2,805 | $2,851 |
| Gunnison County STD-04 | $2,295 | $2,695 | $2,840 | $3,167 | $3,218 |
| Hinsdale County STD-04 | $2,216 | $2,603 | $2,743 | $3,058 | $3,108 |
| Huerfano County STD-04 | $1,427 | $1,676 | $1,766 | $1,969 | $2,001 |
| Jackson County STD-04 | $1,536 | $1,804 | $1,901 | $2,120 | $2,154 |
| Jefferson County STD-04 | $2,469 | $2,900 | $3,056 | $3,407 | $3,462 |
| Kiowa County STD-04 | $1,389 | $1,631 | $1,719 | $1,917 | $1,948 |
| Kit Carson County STD-04 | $1,660 | $1,949 | $2,054 | $2,290 | $2,327 |
| Lake County STD-04 | $2,005 | $2,354 | $2,481 | $2,766 | $2,811 |
| La Plata County STD-04 | $2,119 | $2,489 | $2,623 | $2,925 | $2,972 |
| Larimer County STD-04 | $2,293 | $2,693 | $2,838 | $3,164 | $3,215 |
| Las Animas County STD-04 | $1,593 | $1,871 | $1,972 | $2,199 | $2,234 |
| Lincoln County STD-04 | $1,610 | $1,891 | $1,993 | $2,222 | $2,258 |
| Logan County STD-04 | $1,728 | $2,029 | $2,138 | $2,384 | $2,422 |
| Mesa County STD-04 | $1,736 | $2,039 | $2,149 | $2,396 | $2,435 |
| Mineral County STD-04 | $1,753 | $2,058 | $2,169 | $2,418 | $2,457 |
| Moffat County STD-04 | $1,686 | $1,981 | $2,087 | $2,327 | $2,365 |
| Montezuma County STD-04 | $1,648 | $1,936 | $2,040 | $2,275 | $2,311 |
| Montrose County STD-04 | $1,690 | $1,984 | $2,091 | $2,331 | $2,369 |
| Morgan County STD-04 | $2,005 | $2,354 | $2,481 | $2,766 | $2,811 |
| Otero County STD-04 | $1,500 | $1,762 | $1,857 | $2,071 | $2,104 |
| Ouray County STD-04 | $2,019 | $2,372 | $2,499 | $2,786 | $2,831 |
| Park County STD-04 | $2,171 | $2,550 | $2,687 | $2,996 | $3,044 |
| Phillips County STD-04 | $1,758 | $2,065 | $2,176 | $2,426 | $2,465 |
| Pitkin County STD-04 | $2,776 | $3,261 | $3,436 | $3,831 | $3,893 |
| Prowers County STD-04 | $1,469 | $1,725 | $1,818 | $2,027 | $2,060 |
| Pueblo County STD-04 | $1,716 | $2,016 | $2,124 | $2,368 | $2,406 |
| Rio Blanco County STD-04 | $1,538 | $1,806 | $1,903 | $2,122 | $2,156 |
| Rio Grande County STD-04 | $1,454 | $1,707 | $1,799 | $2,006 | $2,038 |
| Routt County STD-04 | $2,493 | $2,929 | $3,086 | $3,441 | $3,496 |
| Saguache County STD-04 | $1,454 | $1,707 | $1,799 | $2,006 | $2,038 |
| San Juan County STD-04 | $3,045 | $3,577 | $3,769 | $4,202 | $4,270 |
| San Miguel County STD-04 | $2,410 | $2,831 | $2,983 | $3,326 | $3,380 |
| Sedgwick County STD-04 | $1,432 | $1,682 | $1,772 | $1,976 | $2,008 |
| Summit County STD-04 | $2,513 | $2,951 | $3,110 | $3,468 | $3,524 |
| Teller County STD-04 | $1,969 | $2,313 | $2,437 | $2,717 | $2,761 |
| Washington County STD-04 | $1,656 | $1,945 | $2,049 | $2,285 | $2,322 |
| Weld County STD-04 | $2,269 | $2,665 | $2,808 | $3,131 | $3,181 |
| Yuma County STD-04 | $1,670 | $1,962 | $2,067 | $2,305 | $2,342 |
Transportation introduction
The table below lists the region or metropolitan operating standards that apply within Colorado. Some counties use a metropolitan amount instead of the wider regional amount. Use the documented county-to-area mapping. Ownership payments and operating costs are separate categories; a paid-off vehicle does not receive a loan-payment allowance. IRS transportation guidance
| Region / metropolitan area | 1 vehicle | 2 vehicles | Rule and source | Coverage |
|---|---|---|---|---|
| Denver | $332 | $664 | STD-06 · Local transportation standards | County coverageAdams County; Arapahoe County; Broomfield County; Clear Creek County; Denver County; Douglas County; Elbert County; Gilpin County; Jefferson County; Park County |
| West region | $299 | $598 | STD-06 · Local transportation standards | County coverageAlamosa County; Archuleta County; Baca County; Bent County; Boulder County; Chaffee County; Cheyenne County; Conejos County; Costilla County; Crowley County; Custer County; Delta County; Dolores County; Eagle County; El Paso County; Fremont County; Garfield County; Grand County; Gunnison County; Hinsdale County; Huerfano County; Jackson County; Kiowa County; Kit Carson County; Lake County; La Plata County; Larimer County; Las Animas County; Lincoln County; Logan County; Mesa County; Mineral County; Moffat County; Montezuma County; Montrose County; Morgan County; Otero County; Ouray County; Phillips County; Pitkin County; Prowers County; Pueblo County; Rio Blanco County; Rio Grande County; Routt County; Saguache County; San Juan County; San Miguel County; Sedgwick County; Summit County; Teller County; Washington County; Weld County; Yuma County |
Open the OIC worksheet with Colorado selected
DIY and when to get help
You can use this reference and the linked IRS tables without hiring anyone. Seek help if your household shares expenses with someone who does not owe the tax, your necessary costs exceed a normal limit, or the correct county or metropolitan area is unclear.
Questions you may have
Is there one housing allowance for all of Colorado?
No. Housing and utilities figures vary by county-level area and household-size band. Confirm the row for where you live and use the current effective period. Official state table
Do I automatically get the full housing amount?
Ordinarily the local-standard rule compares actual eligible expenses with the limit. Documented exceptions require IRS consideration. The table alone does not establish the amount allowed in your case. IRS rules
Can I use this page to calculate an offer?
It provides only part of the information. An offer illustration also needs income, other expenses, asset treatments and the application conditions. Use the OIC worksheet and read its limits.